Warranty and Mechanical Breakdown Insurance
Warranty is a contract between you and a service provider.
Many people purchase vehicle warranties to protect themselves
against the costs resulting from mechanical breakdown and/or
possible failure of their vehicle. When you purchase a car
warranty you are not purchasing a form of insurance, but
you are entering into an actual service contract between
a company and yourself. The extent of coverage, benefits,
and terms of payment are dependent on each individual contract.
A vehicle extended warranty does not necessarily replace
the original manufacturer's guarantee, but is intended to
make available a level of coverage that is right for you.
main advantage of obtaining a vehicle warranty is to avoid
the high cost of repairs, many plans also come with additional
benefits. It is important that you not only understand the
cover being offered, but that you are also aware and comfortable
with the company providing the plan.
Mechanical Breakdown Insurance
vehicle can breakdown at the most inconvenient time leaving
you to pay large unexpected garage bills.
Breakdown Insurance can help you cover the cost of repairs
to your motor vehicle leaving you to enjoy peace of mind
policy usually covers mechanical breakdown on vehicles which:
less than 10 years old
less than 100,000 miles on the clock (50000 for motorcycles)
been regularly serviced (must have had a service within
the last 12 months)
Is Normally Insured?
Mechanical breakdown insurance is designed to cover the
repair cost incurred as a direct result of mechanical, electrical
and electronic breakdown. It does not normally cover the
repair or replacement of worn out components which have
not suffered a breakdown. It does not cover the repair or
replacement of components which were faulty or had suffered
a breakdown prior to the commencement of the insurance policy.
are indemnified against repair costs up to the limit of
the sum insured and cover level stated.
Get Car Warranty Insurance and Mechanical Breakdown Insurance
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